CNP ΑΣΦΑΛΙΣΤΙΚΗ - Fire

Fire

Fire

This is a comprehensive insurance program for buildings and their contents. The risk of fire is perhaps the greatest uncertainty where an individual’s economic loss is concerned. CNP ASFALISTIKI'S Fire Insurance Policy not only covers protection against fire but also provides coverage for a multitude of other basic and optional risks.

BENEFITS

Full Coverage

Possibility to insure the replacement value of the insured property at its original value.

Additional Coverage for Businesses

In addition to the insuring the business equipment, coverage is extended to include loss of money, employees’ clothing, personal belongings and the labour costs for re-entering computer data that was lost following damage.

Multitude of Optional Coverage

Earthquake, hurricane, storm etc.

WHO IS THIS FOR

Shopkeepers, factory owners, hoteliers and others (professionals, businessmen, organizations).

HOW TO GET IT

HOW DOES IT WORK

CHARACTERISTICS & OPTIONS

  • Basic Coverage

    The Basic Coverage of the Insurance Policy includes:

    Loss or damage caused to the building and its content due to:

    • Fire
    • Lightning
    • Explosion of boilers or liquid gas cylinders used for domestic purposes
  • Additional Coverage

    The Additional Coverage includes loss or damage caused by:

    • Earthquake or volcanic eruption
    • Storm, hurricane
    • Flood
    • Malicious damage
    • Bursting of water pipes or overflowing of water tanks
    • Water leakage
    • Riot, strike
    • Crash of vehicles, animals, aircraft, flying objects or falling objects
    • Explosion (beyond the one mentioned above)
    • Fire expanded by burning forests and bushes or deforestation
    • Architects, Legal and Surveyors fees due to loss or damage from the risks mentioned above
    • Expenses for the debris removal and demolition as a result from loss or damage caused by the risks mentioned above
    • Loss of rent (when the insured building is rented to other people) as a result from loss or damage caused by the risks mentioned above
    • Possibility of expanding the coverage according to the needs of the insured person

COVER EXCEPTIONS

The Insurance Policy is subject to certain exclusions, some of which are:

  • war, acts of terrorism, nuclear radiation and environmental pollution
  • short circuit or self-heating
  • loss of income or consequential loss
  • loss or damage to stock that was stored below street level (or underground) and was not placed on shelves of at least 15cm height

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