CNP ΑΣΦΑΛΙΣΤΙΚΗ - Fire

Fire

Fire

This is a comprehensive insurance program for buildings and their contents. The risk of fire is perhaps the greatest uncertainty where an individual’s economic loss is concerned. CNP ASFALISTIKI'S Fire Insurance Policy not only covers protection against fire but also provides coverage for a multitude of other basic and optional risks.

BENEFITS

Value of Replacement of the Building with a New One

Possibility to insure the replacement value of the insured property at its original value.

Flexible Premium

Flexible insurance premium depending on the use of the insured property.

WHO IS THIS FOR

Private Home Owners. This type of insurance is included in the basic cover of the Home Policy.

HOW TO GET IT

HOW DOES IT WORK

CHARACTERISTICS & OPTIONS

  • Basic Coverage

    The basic coverage of the Insurance policy includes:

    Loss of or damage to the building and its content caused by:

    • Fire
    • Lightning
    • Explosion of boilers or liquefied petroleum gas used for domestic purposes
  • Additional Coverage

    The Additional Coverage includes loss or damage caused by:

    • Earthquake or volcanic eruption
    • Storm or hurricane
    • Flood
    • Malicious damage
    • Bursting of water pipes or overflowing of water tanks
    • Water leakage
    • Riot or strike
    • Crash of vehicles, falling aircraft or other flying objects and / or items falling from them
    • Explosion (beyond the one mentioned above)
    • Fire that results from burning forests and bushes or deforestation
    • Architects, legal and surveyors fees due to loss or damage caused by the risks mentioned above
    • Expenses for the debris removal and demolition as a result from loss or damage caused by the risks mentioned above
    • Loss of rent (when the insured building is rented to other people) as a result of loss or damage caused by the risks mentioned above
    • Possibility of expanding the coverage according to the needs of the insured person

COVER EXCEPTIONS

The policy is subject to certain exclusions, some of which are:

  • war, acts of terrorism, nuclear radiation and environmental pollution
  • short circuit or self-heating
  • loss of income or consequential loss
  • loss of or damage to stock that is stored underground and is not placed on shelves of at least a 15cm height

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