Personal Accidents & Health

This is a comprehensive insurance program that covers the consequences of an accident or an illness. The Insurance Policy is available either for one person individually or for a group of persons (e.g. for the employees of a factory).

BENEFITS

Select the Amount

Possibility to choose the premium amount.

24h Coverage

Insurance cover can be provided on a 24-hour basis.

HOW TO GET IT

HOW DOES IT WORK

You deposit an annual insurance fee that is tailored to your needs on the covers you choose.

CHARACTERISTICS & OPTIONS

Basic Coverage
The Insurance Policy covers the insured:
- Against accident resulted in death
Additional Coverage
The Personal Accident and Illness Guard Insurance Policy also covers:
- Permanent physical injury or total paralysis (permanent total disability - scale of disabilities), loss of wages due to incapacity for work (temporary total incapacity), allowance to cover the cost of hospital or clinic hospitalization and medical expenses as a result of an accident due to external violent and visible means
- Loss of sight or paralysis of limbs and allowance for the hospitalization in a hospital or a clinic as a consequence of illness

COVER EXCEPTIONS

The policy is subject to certain exclusions, some of which are:

war, acts of terrorism, loss, nuclear radiation and environmental pollution
flying in an aircraft not as a passenger, mountaineering, racing out of the track, swimming
pre-existing diseases
hernia
use of a motorcycle over 250cc (250cc)
professional sports
diving in depths greater than 50meters

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