CNP ΑΣΦΑΛΙΣΤΙΚΗ - Foreign Workers

Foreign Workers

Foreign Workers

This is a comprehensive insurance program for foreign employees. Insurance is mandatory under the "Employers' Liability Insurance" Law. By a decision prescribed in relevant regulations, employers are required to cover the medical expenses of their foreign employees as a condition for obtaining a work permit in accordance with the insurance limits prescribed by the Law.

BENEFITS

Full Coverage

In-patient and out-patient expenses that occur as a result of personal injury from an accident or illness.

WHO IS THIS FOR

Individuals, shopkeepers, factory owners, hoteliers and other people (professionals, businessmen, organizations). The Foreign Workers Insurance Policy falls under Accident and Health Insurance and General Liability Classes.

HOW TO GET IT

HOW DOES IT WORK

CHARACTERISTICS & OPTIONS

  • Basic Coverage

    The Basic Coverage of the insurance includes:

    • In-patient Care
    • Birth benefit
    • Liability limit for corpus repatriation expenses
    • Medical care (out-patient care)
  • Additional Coverage

    The Additional Coverage of the policy includes:

    • Employer's Insurance Liability covering an accident or occupational illness that arose during the employment of the insured
    • Total liability insurance € 160.000 for each employee
    • Total liability insurance € 3.417.203 for each incident
    • Total liability limit for each insurance period € 5.125.804

COVER EXCEPTIONS

The insurance is subject to certain exclusions, some of which are:

  • war, acts of terrorism, nuclear radiation, and environmental pollution
  • pre-existing diseases
  • gynecological issues occurring within 6 months from the inception of the insurance cover
  • refractive illnesses or eye disorders and the provision or application of optic or acoustic means
  • dental care (unless it is the result of accidental injury)

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