Shops

CHARACTERISTICS & OPTIONS

• Basic Coverage

  The Basic Coverage of the Insurance Policy includes:

  • Material Loss Insurance caused to the insured content as a consequence of

  1. Fire, lightning, explosion or smoke
  2. Earthquake or volcanic eruption
  3. Malicious damage
  4. Riot, strike
  5. Crash of vehicles, animals, aircraft, flying objects or falling objects
  6. Flood, hurricane, storm, pipe burglary, overflowing water tanks
  7. Theft consequent upon burglary
  8. Oil leakage
  9. Theft (after a violent entry or exit from buildings or after an attack or violence or threat of attack or violence), theft attempt

  • Money Insurance including:

  1. Loss of money being transmitted
  2. Loss of money in the Insured's premises during working or non-working hours
  3. Damage to a safe

  • Insurance for the legal liability that may arise from the professional activities of the insured person
  • Employer's liability in accordance with the current legislation
  • Temporary replacement of the machinery, the equipment and the furnishing out of premises up to 5% of the sum insured for cleaning, maintenance or repair
  • Insurance at replacement value
• Additional Coverage

  The Additional Coverage of the Insurance Policy includes:

  • Loss of gross profit as a result of the total or partial interruption of the shop’s operation due to insured damage
  • Personal accident of the employees
  • Sheet glass / hygiene products
  • Accidental damage to the office equipment
  • Loss of or damage to refrigerated stock
  • Loss of or damage to products being transmitted
  • Loss or damage to buildings
  • Damage caused by water leakage