CNP ΑΣΦΑΛΙΣΤΙΚΗ - Third Party Liability

Third Party Liability

Third Party Liability

This constitutes a comprehensive insurance program covering the liability of drivers of the motor vehicle as a result of their negligent acts or omissions in respect of the payment of compensation in the event that they cause an accident by using the vehicle.

BENEFITS

Fullest Possible Coverage

A wide range of Basic and Optional Insurance coverage.

Various types of Optional Coverage

Provision of medical cover to drivers.

Optional Protection of Premium

Protection of premium as a result of a claim.

24 Hours Sinodigos

Provision of Road Assistance and Accident Care Services by independent providers, 24 hours a day, 365 days a year.

WHO IS THIS FOR

Owners of motor vehicles (private, commercial, motorcycles, private buses, special type vehicles) and individuals or businesses engaged in the trade, repair, cleaning, etc. of motor vehicles. This product falls under the Motor Insurance Sector.

HOW TO GET IT

HOW DOES IT WORK

CHARACTERISTICS & OPTIONS

  • Basic Coverage

    The Basic Covers of the Insurance Policy include:

    • The Insured's legal liability to compensate for damages to third parties in Cyprus (in the areas effectively controlled by the Republic of Cyprus)
    • Legal liability of the insured to indemnify third parties related to driving any other vehicle (excluding motorcycles, bus, lorry or special type vehicle) occured in Cyprus (in the areas effectively controlled by the Republic of Cyprus) not belonging to him / her, his / her employer or partner and not rented to them
    • Legal liability of the Passengers to indemnify third parties
    • Use of the motor vehicle that extends beyond the scope of the legal definition of the term ‘road’
    • Coverage of breakage of the windscreen and other windows, keeping the premium at the same cost following the claim submitted
    • Compensation for the damages whilst the Motor Vehicle is being towed
    • Service "24 Hours Sinodigos"
  • Additional Coverage

    Additional Coverage, depending on the type of motor vehicle, such as:

    • Personal accidents of the insured and the authorized drivers of the motor vehicle
    • Premium protection following claims submitted
    • Medical Insurance coverage for the insured and the authorized drivers of the insured vehicle following a motor accident and/or medical coverage of the insured or other drivers specified while driving any motor vehicle (excluding motorcycles, buses, lorries or special types vehicle) following a motor accident

COVER EXCEPTIONS

The policy is subject to certain exclusions, some of which are:

  • war, acts of terrorism, nuclear radiation and environmental pollution, any premeditated act which is a felony according to the Criminal Law
  • property being loaded or unloaded or transported by the motor vehicle
  • any passenger who is unlawfully carried in or upon the motor vehicle
  • property belonging to or in the possession, custody or control of the Insured or any person claiming to be indemnified under this policy or a member of their household
  • driving under the influence of drugs or alcohol
  • using the insured motor vehicle as a tool
  • consequential damage

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